{"id":189,"date":"2017-03-07T19:13:24","date_gmt":"2017-03-07T19:13:24","guid":{"rendered":"http:\/\/kylesedmondsesq.com\/?page_id=189"},"modified":"2017-03-16T15:35:34","modified_gmt":"2017-03-16T15:35:34","slug":"advisor-resources","status":"publish","type":"page","link":"https:\/\/kylesedmondsesq.com\/advisor-resources\/","title":{"rendered":"Advisor Resources"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"background-color: rgba(255,255,255,0);background-position: center center;background-repeat: no-repeat;padding-top:20px;padding-right:0px;padding-bottom:20px;padding-left:0px;margin-bottom: 0px;margin-top: 0px;border-width: 0px 0px 0px 0px;border-color:#eae9e9;border-style:solid;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_1_1 1_1 fusion-one-full fusion-column-first fusion-column-last\" style=\"margin-top:0px;margin-bottom:20px;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\" style=\"background-position:left top;background-repeat:no-repeat;-webkit-background-size:cover;-moz-background-size:cover;-o-background-size:cover;background-size:cover;padding: 0px 0px 0px 0px;\"><div class=\"fusion-text fusion-text-1\"><p>Welcome to the Advisor Resource Center.\u00a0 The Estate Planning Law Office of Kyle S. Edmonds believes in the team approach to estate planning.\u00a0 We work closely with our clients&#8217; other professional advisors, including their investment advisors, insurance professionals and Certified Public Accountants.\u00a0 We have provided the information below in order to help educate the advisor community about important estate planning topics.\u00a0 If you are a professional advisor and would like to speak with attorney Kyle Edmonds about estate planning for your clients, please <a href=\"https:\/\/kylesedmondsesq.com\/schedule-consultation\/\">contact us<\/a> to schedule a meeting.<\/p>\n<\/div><style type=\"text\/css\">.fusion-accordian  #accordion-189-1 .panel-title a .fa-fusion-box{ color: #ffffff;}.fusion-accordian  #accordion-189-1 .panel-title a .fa-fusion-box:before{ font-size: 16px; width: 16px;}.fusion-accordian  #accordion-189-1 .panel-title a{font-size:26px;}.fusion-accordian  #accordion-189-1 .fa-fusion-box { background-color: #333333;border-color: #333333;}.fusion-accordian  #accordion-189-1 .panel-title a:hover, #accordion-189-1 .fusion-toggle-boxed-mode:hover .panel-title a { color: #0f76bb;}.fusion-accordian  #accordion-189-1 .panel-title .active .fa-fusion-box,.fusion-accordian  #accordion-189-1 .panel-title a:hover .fa-fusion-box { background-color: #0f76bb!important;border-color: #0f76bb!important;}<\/style><div class=\"accordian fusion-accordian\"><div class=\"panel-group\" id=\"accordion-189-1\"><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"1b618cc2f3af45fa4\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-189-1\" data-target=\"#1b618cc2f3af45fa4\" href=\"#1b618cc2f3af45fa4\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Revocable Living Trust<\/span><\/a><\/h4><\/div><div id=\"1b618cc2f3af45fa4\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>A revocable living trust is a commonly used estate planning vehicle and many of the plans we design are centered around this particular trust. We love their flexibility, convenience, and protection.<\/p>\n<p>Though a significant financial investment is necessary, the benefits of trust planning outweigh the costs for most of our clients. For example, a trust provides organization as well as disability, death, tax, charitable, and asset protection planning. We can also add protections such as remarriage protection and bloodline protection to protect against assets being lost during remarriage of your spouse.<\/p>\n<p>Best of all, when you set up a trust and fund your assets into it, you maintain full control. You can take your assets in and out of the trust as you like, purchase additional assets, sell assets, change the terms of the trust, and dissolve the trust altogether. You don\u2019t even need to file a separate tax return and you just use your own social security number &#8211; no EIN is needed.<\/p>\n<p>Revocable living trusts are so easy that you\u2019ll forget you have one until get the bank or investment statement arrives in the mail and you see the account is in the name of your trust instead of your individual name.<\/p>\n<p>While we love the asset protection a trust affords if carefully crafted, our clients also love the privacy and probate avoidance benefits. You may not realize this, but when you die without a trust, your will, if you have one, and all of your assets, debts, beneficiaries, beneficiary contact information are filed at the courthouse. This means anyone with Internet access can hop online or go to the courthouse and see who you owed, how much you had, and who got what.<\/p>\n<p>Probate fees and an up to two year timeline are bad enough, but the public aspect of probate makes our clients irate. They want to keep their private affairs private after their death, just as they did in life. They don\u2019t want their nosey neighbor or predators to descend on their beneficiaries or to have access to information that is private.<\/p>\n<p>Our clients also like avoiding probate because it tends to take a long time to settle, costs money, and delays their loved ones\u2019 ability to move on and get back to life after a tragic experience. All these benefits can be had during your lifetime as well. If you are incapacitated and unable to manage your affairs for a period of time, your trust avoids living probate (aka \u201cguardianship\u201d or \u201cconservatorship\u201d) as well.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"87410ecb63326ee2c\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-189-1\" data-target=\"#87410ecb63326ee2c\" href=\"#87410ecb63326ee2c\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Educational Trusts<\/span><\/a><\/h4><\/div><div id=\"87410ecb63326ee2c\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>As the name implies, an educational trust is a trust created to pay for loved ones\u2019 education. Often parents, grandparents &#8211; or even aunts or uncles and friends &#8211; desire to create or continue an education legacy. In addition to legacy, other educational trust benefits are tax minimization, asset organization, asset protection, peace of mind, privacy, flexibility, and family unity.<\/p>\n<p>Education trusts can own a multitude of assets, including, but not limited to, life insurance and 529 plans:<\/p>\n<ul>\n<li>Life insurance is sometimes used to fund educational trusts, especially dynasty trusts which can continue for generations. If assets are to be used for tuition only and will be paid directly to the educational institution, there\u2019s no need to allocate generation-skipping tax exemption; however, if funds can also be used for room, board, books, and travel, it typically makes sense to allocate both estate and generation-skipping tax exemptions when funding the trust. Life insurance is an effective way to leverage those valuable tax exemptions.<\/li>\n<li>Educational trusts can own 529 plans. Growth and distributions are income tax-free. Some state 529 plans offer asset protection, but if not, no need to worry because the educational trust offers asset protection in all states. This means assets can\u2019t be seized in a lawsuit or other creditor attack.<\/li>\n<\/ul>\n<p>The educational trust is essential should you become incapacitated and when you die. Those you name as successor trustees will follow the directions you provide in the trust document. They will manage the assets and make distributions on behalf of your beneficiaries as you would have done yourself:<\/p>\n<ul>\n<li>For example, trust assets are available to pay for your beneficiaries\u2019 education, but not available for them to frivolously waste or to have seized in a lawsuit.<\/li>\n<li>And, court supervision is not necessary or required, so funds are not wasted and your personal family and financial matters are kept private.<\/li>\n<\/ul>\n<p>If one trust is used, the educational trust provides flexibility to move assets between beneficiaries as needed. In the alternative, if multiple educational trusts are established, each beneficiary uses her special gift for her education.<\/p>\n<p>If you have an education legacy you\u2019d like to create or continue as well as children you love, we\u2019d be happy to discuss whether an education trust makes sense for you and your family.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"efba0cb96a1f4b959\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-189-1\" data-target=\"#efba0cb96a1f4b959\" href=\"#efba0cb96a1f4b959\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Planning for Incapacity<\/span><\/a><\/h4><\/div><div id=\"efba0cb96a1f4b959\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>We\u2019re guessing you don\u2019t like to think about it &#8211; and &#8211; don\u2019t like to talk about it, so we suggest you include incapacity planning in your estate plan and, then, move on to living your good life. Once you have protections in place for yourself and those you love, you can sleep well at night, focusing on good things.<\/p>\n<p>Every estate plan needs to include incapacity planning (aka \u201cdisability planning\u201d). Simple forms include powers of attorney for health care, day-to-day personal affairs, and business. More comprehensive forms of incapacity planning include trust planning.<\/p>\n<ul>\n<li><strong>Healthcare Decisions and Control. <\/strong>Consider your health care for a moment. As long as you are able to provide informed consent, you will continue to make your own healthcare decisions. But if something happens and you can\u2019t, even if it\u2019s for a little bit, don\u2019t you want to be the one who selects the person who will make those decisions on your behalf? Most folks do. We\u2019ll show you how to use powers of attorney, HIPAA releases, and trust planning to keep you in control and protect yourself and those you love.<\/li>\n<\/ul>\n<p>And then there\u2019s life support machines and medical heroics. If you don\u2019t want to be kept alive by machines for 15 years like Terri Schiavo, you need a living will.<\/p>\n<ul>\n<li><strong>Financial Decisions and Control.<\/strong> And, if you can\u2019t pay your bills and manage your day-to-day affairs, don\u2019t you want to be the one who selects the person who takes over for you? If you don\u2019t decide, the court will freeze your assets and make that decision. Your loved ones will have to go to court and pay attorney and court fees so someone can be appointed to take care of your tasks. Worst of all, the court has the power to appoint a stranger, who will charge significant fees and have access to your money, property, and bank accounts.<\/li>\n<\/ul>\n<p>That person won\u2019t give money to your spouse and children. His job will be to pay your bills and manage your money in your best interests, no one else\u2019s. Your spouse will lose control of assets.<\/p>\n<ul>\n<li><strong>Minor Children Decisions and Control. <\/strong>And, what about your minor children? Who\u2019s authorized to care for them if you can\u2019t?<\/li>\n<\/ul>\n<p>We\u2019ll help you get your disability plan in place &#8211; as part of your comprehensive estate plan &#8211; then &#8211; you can move through your life, knowing you were responsible and did the right thing. You protected yourself, those you love, and your assets. And don\u2019t worry, incapacity planning is not as bad as it sounds.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"713889014525fe721\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-189-1\" data-target=\"#713889014525fe721\" href=\"#713889014525fe721\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Estate Planning for Young Families<\/span><\/a><\/h4><\/div><div id=\"713889014525fe721\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>We know how you feel &#8211; the last thing you want to think about is paperwork and making decisions about guardians, death, and money. But, and it\u2019s a big \u201cbut,\u201d estate planning is likely the most important paperwork you\u2019ll ever do based on the most important decisions you\u2019ll ever make. It\u2019s part of being a good parent and part of protecting your babies, no matter how old they are. And, of course, you and your spouse need protections too. We promise to make the process easy.<\/p>\n<p><strong>It\u2019s All About the Kids<\/strong><\/p>\n<p>We know you\u2019ll do hard things for your children, even if you wouldn\u2019t do them for yourself, so let\u2019s talk about the hardest thing for any parent: naming guardians for minor children. We know this is tough; we also know that no one &#8211; no one &#8211; could ever do as good a job at raising your children as you could. But, there\u2019s someone who could muddle through.<\/p>\n<p>So, first, we\u2019ll name guardians (and backup guardians) in your will. Also in your will, we\u2019ll appoint someone to settle your estate and distribute your assets. And, if your children are minors or you have sizeable assets, we\u2019ll evaluate whether a trust is a good fit.<\/p>\n<p>You have the power to protect the assets you leave for your children so that they\u2019re not spent down on court fees, seizable by future creditors such as divorcing spouses and lawsuits, or discoverable by nosey neighbors and predators.<\/p>\n<p><strong>It\u2019s Not All About the Kids<\/strong><\/p>\n<p>We know you put your children first, but think about the flight attendant\u2019s directions on the airplane. You need to put your own oxygen mask on first and then help your kids. We include protections and help for you in your estate plan as well.<\/p>\n<p>We\u2019ll appoint trusted helpers to make financial and health care decisions on your behalf if you cannot make those decisions yourself. We\u2019ll also talk about your healthcare wishes and asset protection, minimize taxes, evaluate insurances, and make sure you and your spouse\u2019s needs are met.<\/p>\n<p><strong>Let\u2019s Continue the Conversation<\/strong><\/p>\n<p>We know we\u2019ve brought up topics that make you feel uncomfortable &#8211; they make everyone feel uncomfortable. But, we promise to make it as easy as possible, be respectful of your time, and get you, your spouse, and your children (and pets) protected.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"85743b3c25841219e\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-189-1\" data-target=\"#85743b3c25841219e\" href=\"#85743b3c25841219e\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Special Needs Planning<\/span><\/a><\/h4><\/div><div id=\"85743b3c25841219e\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>We suggest you consider including special needs planning language in your revocable living trust just in case a loved one such as a child, grandchild, or parent, at some point, qualifies for governmental benefits because of a special need. If assets flow to a beneficiary who qualifies for benefits, he will be disqualified until all of your money has been spent down, wasting your gift.<\/p>\n<p>When you include special needs planning in your trust, you instruct the trustee to distribute assets that will supplement, as opposed to supplant, government benefits. That being said, there may come a time when it\u2019s in your beneficiary\u2019s best interests to go ahead and use trust assets even if disqualification occurs. You can give the trustee that power to make good decisions at the time.<\/p>\n<p>So long as your beneficiary doesn\u2019t have \u201cdemand rights,\u201d the right to demand that the trustee distribute assets, he can receive Medicaid and Supplemental Security Income (SSI) in addition to trust benefits such as trips, special events, and excellent care.<\/p>\n<p>When a special need has already been identified, we sometimes create a free standing special needs trust. We\u2019ll help you identify what kind of special needs planning works best for your family.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"e1445ec8091714f7f\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-189-1\" data-target=\"#e1445ec8091714f7f\" href=\"#e1445ec8091714f7f\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Powers of Attorney<\/span><\/a><\/h4><\/div><div id=\"e1445ec8091714f7f\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>There are several different kinds of powers of attorney such as for finances, healthcare, business, real estate, and funding. They\u2019re all important, and all have their place. Whichever kind of powers of attorney you need, we\u2019ll make sure you have them as part of your comprehensive estate plan.<\/p>\n<p>You, the person creating the power of attorney will be known as the \u201cprincipal\u201d and the person you name to help you is the \u201cagent.\u201d Be sure to name contingent agents in case the primary agent is unable or unwilling to serve when the time comes.<\/p>\n<p>In any power of attorney, you\u2019re granting very powerful authority, the authority to sign your name to legal documents. Be sure that the agent you name is a good fit for particular tasks covered by the power of attorney, is unequivocally trusted, and has consented to being named. It\u2019s a big responsibility which shouldn\u2019t be sprung on anyone.<\/p>\n<p>By way of:<\/p>\n<ul>\n<li>The general power of attorney, you authorize someone to sign your name to contracts, manage your assets, give away your assets, purchase real estate, handle your mail, and participate in estate planning on your behalf, etc. The durable power of attorney is usually a very general power of attorney, covering a long list of powers.<\/li>\n<li>The healthcare power of attorney, you authorize someone to make healthcare decisions on your behalf if you cannot.<\/li>\n<li>A business power of attorney, you authorize someone to take care of some element of your business.<\/li>\n<li>A real estate power of attorney, you authorize someone to sign your name to a real estate deal.<\/li>\n<li>A funding power of attorney, you authorize someone to sign your name to transfer assets into your trust.<\/li>\n<\/ul>\n<p>Powers of attorney are used for both convenience and necessity. For example, a real estate power of attorney is convenient if you don\u2019t want to miss work to attend a real estate closing; a durable power of attorney is necessary if you become incapacitated and need someone to manage your day-to-day personal business affairs.<\/p>\n<p>Of course, the courts have a way around you not having a power of attorney in place, but if you\u2019re like most folks, you won\u2019t like it. Here\u2019s the court\u2019s plan: if you become disabled with no disability plan in place, your loved ones will be forced to go to court to have you declared mentally incompetent so that the court can authorize someone to make decisions and handle your affairs. This process is called \u201cguardianship\u201d or \u201cconservatorship,\u201d depending on your state of residence.<\/p>\n<p>As you might guess, a court procedure is public, costly, time-consuming, and stressful. You can avoid putting yourself and your loved ones through a guardianship or conservatorship by making sure you have up-to-date, valid powers of attorney in place. And, we usually recommend having disability provisions in a trust as well because sometimes powers of attorney are not honored; financial institutions fear the liability of honoring powers of attorney that aren\u2019t valid. Powers of attorneys with disability trust provisions is the solid belt and suspenders approach we recommend for many of our clients.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"ba5aad582a68b08a6\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-189-1\" data-target=\"#ba5aad582a68b08a6\" href=\"#ba5aad582a68b08a6\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Will Basics<\/span><\/a><\/h4><\/div><div id=\"ba5aad582a68b08a6\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Your will \u2013 also known as your \u201clast will and testament\u201d \u2013 is a legal document that tells the probate court how you want your property distributed after you die as well as who has the power and responsibility to settle your estate and raise your minor children.<\/p>\n<p>Through the probate process the court will give the \u201cexecutor\u201d of your will or \u201cpersonal representative\u201d in some states, the authority to gather, manage, and protect your assets; pay any legitimate bills; file appropriate tax returns; and distribute your remaining property as you specify in your will.<\/p>\n<p>Your will is only effective after your death and, then, only after a court has authenticated it. \u201cTo authenticate\u201d means to determine to be valid. Therefore, a judge must determine your will to be valid and appoint your executor (or personal representative) before she can step in and manage your estate.<\/p>\n<p>Everyone, age 18 or older, needs a will. If you don\u2019t take action and execute a valid will, the court will step in and decide who has access to your private family and financial matters and who raises your children. And, state law determines who inherits from you &#8211; shockingly, it may not be who you would select &#8211; it might not be someone you even know.<\/p>\n<p>Even if you include a trust in your estate plan to avoid probate, create disability provisions, minimize taxes, and protect loved ones, you still need a will. The only beneficiary of that will, a pour-over-will, is your trust. The pour-over-will also names an executor\/personal representative and guardians for your minor children.<\/p>\n<p>Getting a valid and strong will in place is easier than you think. We\u2019ll help you make sure your needs and those of your family are met and protected.<\/p>\n<\/div><\/div><\/div><div class=\"fusion-panel panel-default\"><div class=\"panel-heading\"><h4 class=\"panel-title toggle\"><a aria-expanded=\"false\" aria-controls=\"fc67e14293d529f88\" role=\"button\" data-toggle=\"collapse\" data-parent=\"#accordion-189-1\" data-target=\"#fc67e14293d529f88\" href=\"#fc67e14293d529f88\"><span class=\"fusion-toggle-icon-wrapper\" aria-hidden=\"true\"><i class=\"fa-fusion-box\" aria-hidden=\"true\"><\/i><\/span><span class=\"fusion-toggle-heading\">Trust and Estate Administration Services<\/span><\/a><\/h4><\/div><div id=\"fc67e14293d529f88\" class=\"panel-collapse collapse \"><div class=\"panel-body toggle-content fusion-clearfix\">\n<p>Rest assured, we are here for your loved ones if you become incapacitated and when you die. We hold their hands (sometimes, literally), guiding them through administration while following the instructions you\u2019ve outlined in your estate plan. Remember, your estate plan is really just a legal instruction book. You\u2019ve made good decisions and, with our guidance, your successor trustees, executors, and other trusted helpers will carry out your wishes.<\/p>\n<p>We help your trusted helpers such as successor trustees and executors understand their duties; gather, protect, and manage assets; file all appropriate tax returns; pay legitimate bills; create sub-trusts; collect death benefits; dissolve trusts; consider disclaimers; distribute assets to beneficiaries or sub-trusts; and make good decisions.<\/p>\n<p>The bottom line is that your loved ones are not alone, trying to make their way through an unfamiliar world. We are there for them to make sure your instructions and the law are followed. Our goal is to provide your loved ones with guidance, peace of mind, and support so that what you pictured in your mind\u2019s eye when you did your estate planning comes to fruition. Your loved ones are in good hands.<\/p>\n<\/div><\/div><\/div><\/div><\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Advisor Resources - Kyle S. Edmonds Esquire<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/kylesedmondsesq.com\/advisor-resources\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Advisor Resources - Kyle S. Edmonds Esquire\" \/>\n<meta property=\"og:url\" content=\"https:\/\/kylesedmondsesq.com\/advisor-resources\/\" \/>\n<meta property=\"og:site_name\" content=\"Kyle S. 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